NO. 01$1
Low capital floor
Fractional shares down to the cent. Opposite of hedge fund minimums.
DIY platforms — Robinhood, Public — give users full control but no guidance. They often encourage harmful short-term behavior in the name of "engagement." Pure robo-advisors — Betterment, Wealthfront — automate allocation but treat the user as a passive passenger, and reveal almost nothing about why they own what they own.
Titan sits closest to our space, but stops short of per-holding thesis lifecycle communication, genuine user override, and education woven into the experience.
Tarn occupies the space between: automated and thoughtful, but transparent, teachable, and user-steered.
Fractional shares down to the cent. Opposite of hedge fund minimums.
Twenty-two questions, two independent scores: tolerance and capacity.
Decline curated picks, add your own. The managed view stays intact.
Thesis, scenarios, targets, valuation, break criteria. Required on publication.
Inline tooltips on every metric and concept. Deep dives one tap away.
Friction where regret lives. Never blocking. Never streaks, badges, or confetti.
Twenty-two questions across five sections. Tolerance (behavioral) and capacity (financial) are measured independently. The lower of the two is the default — best practice, full stop.
When capacity is the constraint, we tell you exactly what would need to change for us to move you up. No silent overrides, no opaque scores.
Curated ETFs for diversification. Curated stocks inside the equity sleeve, capped per profile. Add your own picks alongside, if you like — we will not touch them.
Dual-trigger updates: event-driven (earnings, news, regulation) plus a quarterly review. A thesis is never more than 90 days stale.
Behavioral scenarios are how we measure tolerance. Asked five different ways, in five different framings — because what people say they'd do, and what they actually do, are different things.
Every curated thesis is a structured document, not a vibe. Fields are required at publication. The break criteria are stated upfront — not retrofitted after the trade goes south. Authors are named. Confidence is graded. The history of every update is preserved forever.
On the way home from Troy, Ulysses had himself tied to the mast — because he knew his future self could not be trusted to ignore the sirens. We let you do the same with your portfolio. Set a rule in a calm moment that a panicked moment can't override.
Selling because a thesis broke? Clean path, no friction. Selling because you panicked? You'll see your goal progress, historical recoveries, the broad selloff context, and — if you opted in — a 24-hour cooldown. The cooldown setting itself has a 24-hour delay to change, so you can't unwind it in the moment.
You always know who wrote what you're reading. Theses are authored by the in-house desk or by vetted research partners — never anonymous, never algorithmic. Past contributors are archived. The history of every handoff is preserved.
See the full desk →Education comes in two forms, working together. The first is contextual — tap any metric, anywhere, for a plain-English explanation and a worked example. The second is the dedicated Education tab, for proactive learning, with full topic tracks and every lesson grounded in the live thesis cards using the concept.
What we will not do is gamify it. No streaks. No badges. No leaderboards. No "you completed 7 lessons this week!" celebrations. Tarn's education exists because you want it to.